Private Preview — Accepting Select MGA Partners
Design, rate, and distribute insurance programs with AI — for your internal team or your agency network.
Free forever · No credit card · Pay only when you go live
See a PDF turn into a live insurance portal in 30 seconds
From idea to live portal in five steps
Tell AI about your program
Describe your line of business, states, rating approach, and class codes in plain English. Upload existing rate manuals or program spec sheet — our Document AI extracts, builds rating logic, and maps fields automatically.
AI generates logic & forms
AI generates your complete rating engine with support for 1,000s of class codes, territory factors, and multi-table lookups. Application forms, workflow rules, and document templates — all in minutes, with full version control.
Fine-Tune Documents, Signatures, and Payments
Visual Document Builder, add insured info on your documents, or generate them inside here. Connect Stripe for payments, Google for address validation, or any third-party API (CoreLogic, ePayPolicy, IPFS) via the Integration Builder — using your own keys.
Publish your portal
One click to publish a branded quoting portal for your agents — or use the built-in REST API for programmatic access, or automatic AI application/supplemental drag and drop (if selected). Built for your internal underwriting team or your retail agency network.
Monitor & manage
Full lifecycle: quote, bind, issue, endorse, renew, cancel. Real-time analytics, bordereaux export, commission tracking, and audit logs. You bring your forms, quote templates, or for quote templates have AI inside generate it for you.
The old way vs. the new way
Traditional insurance platforms require massive budgets and long timelines. We don't.
| Metric | Traditional Platforms | ES Rating |
|---|---|---|
| Implementation | 6–18 months | Hours to days |
| Setup cost | $100K – $500K+ | $0 |
| Monthly cost | $10K – $50K+ | $500 / program |
| Team required | IT + consultants | Just you |
| First quote | Months away | Same day |
Based on publicly available pricing and implementation timelines from legacy insurance platforms.
Every tool you need to run a complete program — built in, not bolted on.
Free forever in test mode. No credit card, no sales call, no commitment. Pay only when you go live.